Car Flood Damage Claims Lawyer
Vehicle flood damage can happen during natural disasters, but it can also occur during localized storms that overwhelm the immediate area. Flood-damaged cars and trucks are a common result of severe weather events, and although priority should always be for your immediate safety, watching even a few feet of rain wash your vehicle away can be catastrophic. It is especially important to have your vehicle flood insurance claim processed and settled quickly and fairly, so that you can resume your normal routine as soon as possible.
When large groups of insurance claims are submitted at once, as is the case following a major disaster, insurers are overwhelmed with the volume and cost of payouts. Most companies process claims as quickly as possible and adhere to the terms of your comprehensive flood insurance. Still, the complex system for making a claim is often daunting, and a mistake on your part can be the difference between a proper payout and a denied claim.
Comprehensive Total Loss Car Claims Attorney
When you have comprehensive insurance including flood coverage, you are right to expect fair treatment under the terms of your agreement. These agreements come with often difficult to meet deadlines and strict documentation requirements that may be challenging if you have lost items from your home as well. Finding what you need may take time, and despite your best efforts, your claim may be denied if you do not adhere to the insurer’s rules or meet the requirements for an extension. As the insurer knows the rules and how to put them in place quickly, you may be at a disadvantage when it comes to a fair settlement.
Even with your paperwork in order, the insurance company’s offer may not reflect the true value of your vehicle at the time of loss. With complicated payout formulas, they have many tools to reduce the overall value of the vehicle, even if it was in better condition than the lowest priced comparison. You can become frustrated with the system and accept a low offer simply to have the matter closed, allowing you to move forward. This is not fair to you, since you will be left to make up the difference and may not be able to find a comparable car for the amount you receive.
Your Clearwater Flood Attorneys
Insurers will often use confusing jargon to explain lowball offers. They may offer a settlement amount without a proper investigation and assessment into the vehicle’s true condition. In some cases, they may outright deny your claim based on mundane errors that have no bearing on the outcome and are easily correctable. This type of delay impacts your life far beyond the storm or other disaster. After all, without a vehicle, it can be difficult to resume work, obtain supplies for home repairs and aid those in need.
Ligori and Ligori Attorneys at Law has lawyers who work with you to navigate the complicated system and meet the requirements set out by the insurer. We can also help to make sure the insurance company is holding up their end of the contract and following the regulations set out in law. This may help open channels to a fair settlement in an appropriate time frame. If your claim was already denied, we can review the decision and determine if the outcome can be disputed.
When you have vehicle flood damage in Clearwater, contact the office of Ligori & Ligori Attorneys at Law today.