Car Flood Damage Claims Lawyer
Vehicle flood damage can happen during natural disasters, but it can also occur during localized storms that overwhelm the immediate area. Flood-damaged cars and trucks are a common result of severe weather events in Clearwater, and although the priority should always be for your immediate safety, watching even a few feet of rain wash your vehicle away can be catastrophic. It is especially important to have your vehicle flood insurance claim processed and settled quickly and fairly so that you can resume your normal routine as soon as possible.
When large groups of insurance claims are submitted at once, as is the case following a major disaster, insurers are overwhelmed with the volume and cost of payouts. Most companies process claims as quickly as possible and adhere to the terms of your comprehensive flood insurance. Still, the complex system for making a claim is often daunting, and a mistake on your part can be the difference between a proper payout and a denied claim.
Comprehensive Total Loss Car Claims Attorney
When you have comprehensive insurance, including flood coverage, you are right to expect fair treatment under the terms of your agreement. These agreements often come with difficult-to-meet deadlines and strict documentation requirements that may be challenging if you have also lost items from your home. Finding what you need may take time, and despite your best efforts, your claim may be denied if you do not adhere to the insurer’s rules or meet the requirements for an extension. As the insurer knows the rules and how to put them in place quickly, you may be at a disadvantage regarding a fair settlement.
Even with your paperwork in order, the insurance company’s offer may not reflect the true value of your vehicle at the time of loss. With complicated payout formulas, they have many tools to reduce the overall value of the vehicle, even if it was in better condition than the lowest-priced comparison. You can become frustrated with the system and accept a low offer simply to have the matter closed, allowing you to move forward. This is unfair to you since you will be left to make up the difference and may be unable to find a comparable car for the amount you receive.
Car Flood Damage Claims: FAQ
What should I do immediately after my car sustains flood damage?
After your car experiences flood damage, prioritize safety and document the damage with photographs or videos. Contact your insurance company promptly to report the incident and initiate the claims process. Consider consulting with our lawyers specializing in car flood damage claims to ensure you take appropriate steps to protect your rights.
What can I do if my insurance company denies or undervalues my car flood damage claim?
If your insurance company denies or undervalues your car flood damage claim, review your policy and reasons for denial. Contact a lawyer specializing in car flood damage claims to assess your options. The attorneys at Ligori & Ligori can advocate on your behalf, negotiate with your insurance company, and pursue legal action if necessary.
How can a lawyer assist with my car flood damage claim?
A lawyer experienced in car flood damage claims can provide valuable assistance by reviewing your insurance policy, assessing coverage, negotiating with your insurance company and protecting your rights. They can also navigate complex legal procedures and advocate for fair compensation, especially in cases involving bad faith practices by insurance companies.
Navigating car flood damage claims in Clearwater, Florida, requires careful attention to detail and an understanding of insurance laws. Consulting with a car flood damage claims lawyer at Ligori & Ligori can help ensure you receive fair treatment and compensation for your losses.
Your Clearwater Flood Attorneys
Insurers will often use confusing jargon to explain lowball offers. They may offer a settlement amount without properly investigating and assessing the vehicle’s true condition. In some cases, they may outright deny your claim based on mundane errors that have no bearing on the outcome and are easily correctable. This type of delay impacts your life far beyond the storm or other disaster. After all, without a vehicle, it can be difficult to resume work, obtain supplies for home repairs and aid those in need.
Ligori and Ligori Attorneys at Law has lawyers who work with you to navigate the complicated system and meet the requirements set out by the insurer. We can also help ensure the insurance company is holding up its end of the contract and following the regulations set out in law. This may help open channels to a fair settlement in an appropriate time frame. If your claim was denied, we can review the decision and determine if the outcome can be disputed.
When you have vehicle flood damage in Clearwater, contact the office of Ligori & Ligori Attorneys at Law today.