Car Flood Damage Claims Lawyer
Did you know that only a few feet of floodwater can carry away even the heaviest sport utility vehicle? Vehicles that are lower to the ground are not only easier targets for rushing water, but they are also more likely flood right where they are parked. Unfortunately, living in Florida means dealing with major weather events like hurricanes and floods. When the worst happens in Fort Myers, having comprehensive flood insurance is meant to provide you with a remedy for your vehicle loss. Most insurance companies will work with you and uphold their end of the insurance contract. Unfortunately, some insurers can set up roadblocks with excessive documentation requests, inadequate timelines or low settlement offers.
Comprehensive Total Loss Car Claims Attorney
It is your responsibility to submit the proof and other documentation your insurer needs for your claim. If the insurance company works from the premise that the water damage is insignificant, but does not do a thorough investigation, it can leave you with many problems down the road. Moldy interiors, undercarriage corrosion, airbag failures, transmission failures and electric chips shorting out are only a few the issues even a small amount of water can create.
When trying to demonstrate the scope of damage to the insurer, you may find contract terms and deadlines confusing, often leaning in favor of the insurance company. You may become stuck in a loop of endless requests for documentation, or an outright denial. If a settlement is offered, it may be explained through a complicated formula that did not take into account the vehicle’s condition before it flooded.
Your Fort Myers Flood Attorneys
An experienced law firm like Ligori & Ligori Attorneys at Law can review your insurer’s requests and determine what you should receive under your contract. We can help explain the insurance company’s complex wording in a way that is easier to understand and may be helpful in putting together the information they need. We can work on your behalf to try and get you the settlement you deserve. Even if the insurer has already denied your claim, we may be able to remedy the situation in your favor.
If your Fort Myers vehicle was completely submerged or partially flooded, contact the office of Ligori & Ligori Attorneys at Law today to explore your legal options.