Tampa Insurance Claims Lawyer
Most people assume that their auto insurance will help pay for any damages or injuries caused in a vehicle accident. If you were in an accident and injured, you expect that your insurance company will pay for the expenses related to your accident. Unfortunately, many people injured in vehicle accidents are denied coverage or offered low payouts for their claims by their own or the at-fault driver’s insurance company. Having an experienced personal injury attorney on your side can help you obtain the compensation you deserve.
Insurance companies make their money by selling policies and paying out as little as possible in claims. The less they pay out when a customer uses their policy, the more money they make. This is a sad truth, but it is very common in injury auto accidents. Insurance companies will usually quickly pay for vehicle damage, but injury claims are a different matter. It is commonplace for a low settlement to be offered to victims to entice them to close the claim and reduce the payout from the insurance company.
Bad Faith Auto Insurance Claims
When an insurance company refuses to pay a covered claim or offers a “low-ball” settlement amount, this is called a bad faith claim. Bad faith claims are when an insurance company does not hold up their end of the contract with their customer. They have a duty to acknowledge, investigate and process claims in a timely manner, as well as pay for the costs outlined in the policy. There are also bad faith third-party claims, where an insurance company delays or denies payment to a person (third party) that is injured by an insured customer.
When it comes to injury auto insurance claims, it is always best to have an attorney on your side. Whether you are seeking compensation from your own insurance company or from the at-fault driver’s insurance, you need an experienced attorney that can facilitate the highest settlement amount. Contact Ligori & Ligori Attorneys at Law to schedule a free consultation to discuss your injury accident claim.