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Naples Car Flood Damage Claims Tampa,  Florida

Car Flood Damage Claims Lawyer

Water damage creates some of the most devastating personal losses of any natural disaster. After a car or other vehicle suffers flood damage, repairs are often not possible. Vehicles are quickly compromised by water, some of which is immediate, while other damage will not appear for months. Mold, corrosion, defective airbags, destroyed electronic components and the potential for fire from electrical instability are all issues that leave your vehicle in Naples unusable and completely unsafe.

Since many people believe their insurance company will act quickly to help them restore their lives, it is disappointing to discover this is not always the case. At Ligori & Ligori Attorneys at Law, we can help improve the likelihood of recovering a fair settlement from your insurer.

Comprehensive Total Loss Car Claims Attorney

After paying into comprehensive car flood insurance, policyholders understandably anticipate a straightforward claims process. However, the reality can often be more complicated and adversarial than expected. Driven by their bottom line, insurance companies may resort to various tactics to minimize or outright deny claims, leaving policyholders feeling frustrated and helpless. Some common strategies employed by insurers include:

  • Denial for Minor Reasons: Insurance companies may deny claims for seemingly trivial reasons, exploiting loopholes or ambiguities in the policy language to avoid payouts.
  • Protracted Claims Process: Insurers may prolong the claims process by incessantly requesting additional documentation or evidence of loss, hoping to wear down policyholders and coerce them into accepting inadequate settlements.
  • Underpayment of Claims: Even when claims are acknowledged, insurers may undervalue the extent of the damage or offer settlements far below the actual cost of repairs or replacement.

In cases where these tactics are evident, policyholders may find themselves confronting what is known as “bad faith practices” on the part of the insurer. Bad faith practices occur when an insurance company’s treatment of a claim becomes unfair, unreasonable or in violation of the policyholder’s rights.

Recognizing and addressing bad faith practices requires vigilance and assertiveness on the part of the policyholder. Consulting with experienced legal professionals specializing in insurance law can be instrumental in holding insurers accountable and securing rightful compensation. By advocating for the policyholder’s best interests and challenging unjust insurance practices, a flood damage claims lawyer helps level the playing field and ensures that insurers fulfill their contractual obligations in good faith.

Legal Help in Naples, Florida

While your insurance company has a right to investigate claims, they have an obligation to do so ethically. It is important to remember not all decisions are made in bad faith, but denials without reasonable explanation tend to increase following an extreme weather event. The large volume of claims can eat into a company’s profit margin, and the insurer has an extensive and experienced team of legal experts who may work for the insurer. When you are in a vulnerable position following a flood, you may be more willing to accept unreasonable settlement offers or give up after a denial.

Rather than allowing your claim to languish in uncertainty and potential denial, entrust the experienced team at Ligori & Ligori Attorneys at Law to guide you through the labyrinthine complexities of the insurance system. Our firm provides comprehensive legal support to policyholders grappling with insurance disputes, ensuring that your rights and entitlements under the policy are upheld. At Ligori & Ligori Attorneys at Law, we understand the frustration and uncertainty that often accompany insurance disputes. With our unwavering commitment to client advocacy and legal excellence, we stand ready to be your staunch allies in pursuing justice and fair treatment from insurance companies. Don’t navigate the complexities of insurance disputes alone—let us be your trusted legal advocates every step of the way.

Following a car flooding event in Naples, contact Ligori & Ligori Attorneys at Law today to explore your legal options.

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What Our Clients Say

"El bufete del Sr. Ligori se tomó el tiempo para explicar el proceso legal y encontrar otro abogado en otro condado. Si este bufete de abogados puede hacer un esfuerzo adicional por su cliente, imagine la dedicación y la experiencia si usted fuera su cliente."
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My experience with Ligori & Ligori was excellent. Their attention to detail and genuine concern for my situation showed that they truly cared about me as a client. The staff was professional, knowledgeable, and kept me informed throughout the entire process. I would highly recommend Ligori & Ligori to anyone needing help and direction after an auto accident.

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Ligori & Ligori is an amazing law firm. The employees take time with you to make sure that you truly understand the details of your case and why things are done a certain way to produce the best results. When calling, I always spoke to a person and on the off chance that a message was left, I received a return call promptly. I highly recommend Ligori & Ligori.

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Mr. Ligori and his staff were excellent and their customer service was without a doubt, outstanding. They go above and beyond when working on a one on one basis. They made sure I was satisfied and taken care of throughout the entire process. I highly recommend anyone in need of an attorney. They definitely exceed expectation.

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