Car Flood Damage Claims Lawyer
Water damage creates some of the most devastating personal losses of any natural disaster. After a car or other vehicle suffers flood damage, repairs are often not possible. Vehicles are quickly compromised by water, some of which is immediate, while other damage will not appear for months. Mold, corrosion, defective air bags, destroyed electronic components and potential for fire from electrical instability are all issues that leave your vehicle in Naples not only unusable, but completely unsafe.
Since many people believe their insurance company will act quickly to help them restore their lives, it is disappointing to discover this is not always the case. At Ligori & Ligori Attorneys at Law, we can help improve the likelihood of recovering a fair settlement from your insurer.
Comprehensive Total Loss Car Claims Attorney
After paying into comprehensive car flood insurance, you would expect the claims process to be straightforward. Unfortunately, some insurance companies find ways to minimize or deny claims in order to protect their bottom line. Insurers will deny claims for the smallest of reasons or drag the process out by continuously requesting further proof of loss in the hopes you will either give up or accept a very low settlement.
If it seems your insurer is using these tactics, you may be dealing with what is called “bad faith practices,” where their treatment of a claim becomes unfair or unreasonable.
Legal Help in Naples, Florida
While your insurance company has a right to investigate claims, they have an obligation to do so ethically. It is important to remember not all decisions are made in bad faith, but denials without reasonable explanation tend to increase following an extreme weather event. The large volume of claims can eat into a company’s profit margin, and the insurer has an extensive and experienced team of legal experts who may work for the insurer. When you are in a vulnerable position following a flood, you may be more willing to accept unreasonable settlement offers or give up after a denial.
Instead of allowing your claim to reach this point, let Ligori & Ligori Attorneys at Law help you navigate the complex insurance system. We can review your policy and assist you in making sure your portion of the contract is met, while holding the insurance company accountable for any decisions they make. If your claim was already denied, we can review the decision to check for bad faith decision-making.
Following a car flooding event in Naples, contact Ligori & Ligori Attorneys at Law today to explore your legal options.