Car Flood Damage Claims Lawyer
Living in Florida means dealing with major weather events. Sometimes the weather can wreak havoc across the entire state, while other times it can produce localized flooding. It does not take much flood water to damage a vehicle in Ormond Beach, regardless of whether it is swept away or submerged where it is sitting. When this happens, your comprehensive flood insurance is designed to ensure you receive a fair settlement for your lost property. Unfortunately, this is not always the case. While most insurance companies work with you to help rebuild your life, some do not. You can become entangled in a maze of documentation requests, denials and unfair settlement offers.
Comprehensive Total Loss Car Claims Attorney
While it is appropriate you submit the required documentation and paperwork, the insurer is also expected to uphold their end of the contract. Often the contract terms are difficult to understand and work in favor of the insurance company, leaving you at a disadvantage. Continuous requests for further proof and failing to account for the value of your vehicle prior to the damage can leave you knowing you are not receiving a fair offer, but you may feel the need to accept it anyway. Doing so gets you out of the ongoing paperwork cycle and lets you move on with your life.
Just because the rules are written to favor lower payouts or denial of claims does not mean the insurance company is following the contract it made with you. An experienced law firm like Ligori & Ligori Attorneys at Law can review what you are entitled to and fight to ensure you receive the settlement you deserve.
Your Ormond Beach Flood Attorneys
The insurers may confuse you with strange-sounding formulas rationalizing how they came to determine your vehicle’s post-flood value. Without a proper investigation, they may rely on basic factors that do not take into account the vehicle’s true condition pre-flood. A low settlement will not help you replace the vehicle you lost, but it will leave you having to make up the difference to find something comparable. If your claim is denied, you may end up with no vehicle at all.
Our Ormond Beach flood attorneys can review the insurance company’s requirements and make sure they receive the proper documentation is received under their deadlines. Since we know the insurance industry standards and practices, the insurer’s complicated language can be explained to you in a way you will understand, and it may be helpful in getting your documentation together. By cutting through the red tape that can reduce your final settlement, you may receive better and faster results. If the insurer has denied a claim, we can review the terms of the denial and may be able to reverse the insurer’s decision.
Contact our local Ligori & Ligori Attorneys at Law office in Ormond Beach today for a consultation regarding your flood-damaged vehicle.