Car Flood Damage Claims Lawyer
Major weather events are not unique to Florida, but we do have more than our fair share. Tropical storms, hurricanes and localized storms causing flash flooding contribute to massive property losses every year. Anyone who has been through a flooding event in Palm Coast understands the importance of proper insurance that covers flood damage. When you consider all your different pieces of property, carrying comprehensive car flood damage makes good sense.
With this type of coverage to back you up, you feel assured that your needs are taken care of, and your insurance company will honor their contracts. Most insurers do, but not all insurance companies work the same way. Unfortunately, in a time of high losses, there is a corresponding high rate of insurance claims, and the insurers are faced with a significant cut to their profit margins.
Having an experienced team of lawyers like Ligori & Ligori Attorneys at Law on your side may improve your chances of a timely and fair claim settlement because we hold the insurance companies accountable to the terms of their policies as well as the law.
Comprehensive Total Loss Car Claims Attorney
When an insurance company initiates an investigation into your claim, it’s essential to understand that it doesn’t necessarily imply wrongdoing on your part. Here are some key points to consider regarding insurance investigations:
- Routine Procedure: Insurance companies have a responsibility to investigate claims thoroughly to verify their validity and assess the extent of damages.
- Legitimate Due Diligence: Insurers are justified in conducting investigations to protect against fraudulent claims and ensure that policyholders receive fair compensation.
- Human Error: It’s crucial to acknowledge that not all decisions or errors made by insurance companies are intentional or malicious. Like any organization, insurance companies are staffed by individuals who may make mistakes in judgment or processing.
- Legal Assistance: The team at Ligori & Ligori Attorneys at Law specializes in assisting clients throughout the claims process, ensuring that any mistakes or oversights made by insurance companies are promptly addressed.
- Prevention and Correction: Lawyers can help prevent mistakes from occurring in the first place by providing guidance on claim documentation and submission. Additionally, they can swiftly correct errors that may arise during the investigation or claims handling process.
While insurance investigations are a standard part of the claims process, policyholders can benefit from the expertise and advocacy of legal professionals like Ligori & Ligori Attorneys at Law to ensure fair treatment and prompt resolution of any issues that may arise.
Legal Help in Palm Coast, Florida
At times, the decisions made by insurance companies go beyond mere mistakes or oversight and delve into the realm of deliberate unfairness and intentionality. This reprehensible behavior is commonly known as acting in bad faith and is strictly prohibited by law. Instances of acting in bad faith include:
- Denial Without Investigation: Some insurers may deny your claim without properly investigating its merits or validity.
- Lack of Communication: Insurance companies may fail to communicate crucial information to policyholders, leaving them in the dark about the status of their claims or important policy details.
- Non-Responsiveness: They may ignore or delay responses to policyholders’ requests for information, causing unnecessary frustration and hindering the claims process.
- Missed Deadlines: Insurers might fail to meet their own deadlines for processing claims, further exacerbating delays and complicating the situation for policyholders.
- Misrepresentation of Policy Terms: Insurance companies may intentionally misrepresent the terms and conditions of the policy, leading policyholders to believe they have coverage when they do not.
- Protracted Claims Process: They may prolong the claims process by continually demanding additional proof or documentation, creating a sense of frustration and helplessness in policyholders until they are willing to accept inadequate settlements just to end the ordeal.
It is imperative for individuals facing bad faith practices to seek legal counsel from experienced attorneys who can hold insurance companies accountable for their actions. The attorneys at Ligori & Ligori can help navigate the complexities of bad faith claims, advocate for fair treatment, and pursue legal remedies to ensure you receive the compensation you rightfully deserve.
If you feel your insurance company is acting in bad faith with your Palm Coast car flood insurance claim, contact the office of Ligori & Ligori Attorneys at Law today.