Car Flood Damage Claims Lawyer
A single foot of water can significantly damage the interior of vehicles sitting low to the ground. Another few inches can sweep away even the largest trucks. This comes as no surprise to those living in Florida, as the destructive power of water is demonstrated with tropical storms, hurricanes and localized flooding during powerful thunderstorms.
Repairing a flooded vehicle in St. Augustine, especially one that has been submerged, is nearly impossible due to the extensive costs. Electrical issues and potential electrical shorts or fires are some concerns. Moldy interiors and severe corrosion may not appear until months later. Electronic chips are likely to fail, and airbags can malfunction.
Ligori & Ligori Attorneys at Law can help you file your car flood insurance claim and may help you get the insurer’s highest settlement offer without any runaround.
Comprehensive Total Loss Car Claims Attorney
At times of massive flooding, insurance claims are high. Most insurance companies work with integrity, but those who do not can make life more difficult. With complex wording, strange calculations, inadequate investigations and insistence on a continual resubmission of proof of loss, the process may make you want to give up. Ligori & Ligori Attorneys at Law can stop the runaround by holding the insurer accountable to the terms of your policy.
Challenging an insurance company without proper legal support can be a daunting task. Here’s why:
- Complex Legal Landscape: Insurance policies are often laden with legal jargon and nuanced terms that can be challenging to decipher without legal expertise. Attempting to navigate these complexities alone may leave you at a significant disadvantage.
- Insurer Advantage: Insurance companies typically have teams of experienced lawyers who are well-versed in insurance law and claims procedures. Their ability to reinterpret policy terms and exploit legal loopholes can put policyholders at a disadvantage during negotiations or disputes.
- Control Over Claims Process: Insurers often control the timeline and procedures involved in handling flood damage claims. They may impose stringent deadlines and documentation requirements, making it difficult for policyholders to meet their obligations and assert their rights effectively.
FAQs about Challenging Insurance Companies:
Can I challenge my insurance company’s decision on my own?
While it’s possible to challenge an insurance company independently, seeking legal guidance to ensure your rights are protected and to increase your chances of a favorable outcome is advisable.
How can a legal team help me challenge my insurance company?
A legal team specializing in insurance disputes can provide invaluable assistance by interpreting policy terms, negotiating with the insurer on your behalf, and representing you in legal proceedings if necessary.
What should I do if my insurance company is acting in bad faith?
If you suspect bad faith practices, such as unjustified claim denials or unreasonable delays, it’s essential to document your interactions with the insurer and consult with legal professionals to explore your options for recourse.
Challenging an insurance company without legal support can be an uphill battle. By enlisting the assistance of experienced lawyers, policyholders in St. Augustine can level the playing field and assert their rights effectively in disputes with insurers.
Legal Help in St. Augustine, Florida
The best time to contact Ligori & Ligori Attorneys at Law is before submitting your claim. It may seem counter-intuitive to contact the legal team first. However, it is essential to remember that your insurer already has a large legal team at their disposal, and they work to protect the insurance company’s best interests. Shouldn’t you have someone looking out for yours from the beginning? It is especially important with flood claims since they can have strict deadlines and requirements for you to meet.
Even if your St. Augustine claim was already denied, we can review the decision and may be able to recover monies you are owed. Contact Ligori & Ligori Attorneys at Law today for your free consultation.