Car Flood Damage Claims Lawyer
While much of Florida’s car flood damage occurs during hurricanes, localized flash flooding can occur during inclement weather. The damage from hurricanes may be more widespread, but localized flooding can be just as catastrophic for those affected. Submerged vehicles are more common during major weather events than in the past, and even low levels of floodwater can sweep a vehicle away and submerge it far from where it started.
When an entire community — or potentially state — files property damage claims at one time, the insurers face large payouts. Most companies do the right thing and pay the damages you are owed. But all insurance companies have claim submission frameworks that can be difficult to navigate, possibly resulting in you receiving a lower payout than to which you are entitled.
Comprehensive Total Loss Car Claims Attorney
If you have paid for comprehensive insurance in order to have flood coverage, you are right to expect fair treatment under the policy you have paid into. Unfortunately, insurance companies have strict documentation requirements, timelines and delay tactics that they are familiar with, and you are not. This puts you at a disadvantage when it comes to receiving fair compensation for your vehicle.
If the complicated paperwork was not enough, the insurer may also use complex formulas to reduce the true value of your vehicle to pay out less money overall. You could become so frustrated with the process that any offer, no matter how undervalued you feel it is, is better than continuing to try to work within their system.
Your St. Petersburg Flood Attorneys
Sometimes insurers will determine a vehicle’s value without providing an assessment of the vehicle’s worth prior to the flooding. In extreme cases, they may outright deny a claim for a variety of reasons that amount to little more than red tape and correctable documentation errors.
Our St. Petersburg flood attorneys can navigate the stringent rules, regulations and timelines that block your path to a quick and fair settlement. If your claim was denied, we may be able to help dispute the decision. Hiring our team provides you with peace of mind, knowing the insurance company is negotiating with someone on equal footing.
When you have car flood damage, contact Ligori & Ligori Attorneys at Law today for a consultation as soon as possible.