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Uber and Lyft Accidents Tampa,  Florida

Uber and Lyft Accidents Injury Lawyer

Rideshare options like Uber and Lyft have changed the way people travel. There are more options than ever when you need transportation, whether you need a ride home after a night out or a lift to the airport. When you use a rideshare option, you are trusting another driver to keep you safe during your trip. If a vehicle accident occurs during your ride and you are injured, it is important to know what the options are to obtain compensation to cover injuries.

Florida Regulations for Rideshare Auto Insurance

Florida’s regulations regarding insurance coverage for drivers, particularly those working for rideshare companies like Uber and Lyft, are stringent and aimed at ensuring adequate protection for both drivers and passengers. Here’s an expanded explanation:

  • Minimum Liability Insurance Requirement: Florida mandates that all drivers, regardless of whether they work for rideshare companies or not, must carry liability insurance to legally operate a vehicle. This insurance is designed to cover damages and injuries caused to other parties in the event of an accident.
  • Rideshare-Specific Insurance Requirements: For drivers employed by rideshare companies such as Uber and Lyft, Florida imposes higher insurance expectations to address the unique risks associated with providing transportation services. In 2017, the state revised its laws to specifically address insurance coverage for rideshare drivers.
  • Minimum Coverage Mandate: Under the revised law, rideshare drivers in Florida are obligated to maintain a minimum of $1 million in liability coverage. This coverage extends to cover death, bodily injury, and property damage that may occur while the driver is actively providing a ride to a passenger.
  • Shared Coverage Responsibility: The $1 million liability coverage requirement can be shared between the rideshare driver and the company they are affiliated with (e.g., Uber or Lyft). However, the total coverage provided must meet or exceed the stipulated minimum requirements set forth by the state.
  • Comprehensive Protection: This increased liability coverage aims to provide comprehensive protection for both rideshare drivers and passengers in the event of accidents or incidents during transportation services. It safeguards the interests of all parties involved and ensures that adequate financial resources are available to cover potential damages and liabilities arising from accidents.

By imposing these rigorous insurance requirements, Florida seeks to mitigate risks associated with rideshare services and uphold safety standards within the transportation industry. This regulatory framework not only protects the rights of drivers and passengers but also promotes accountability and responsibility among rideshare companies and their affiliates.

Who Is Liable for Injuries in a Rideshare Accident?

If you hire an Uber or Lyft driver to give you a ride and are unfortunately injured in a crash during the trip, you find yourself with several avenues for claiming liability. If another vehicle and driver were involved or at fault in the accident, you have the option to make a claim against that driver. On the other hand, if the rideshare driver was at fault, as a rider, you have the right to pursue a claim against them and potentially against the parent company as well. If you happen to be driving your own vehicle and are struck by an Uber or Lyft driver, you also have the opportunity to file a claim against the driver’s insurance and potentially hold the contracting company accountable for any damages incurred.

While using a rideshare service is as easy as swiping your cell phone screen, pursuing a claim for injuries caused by a rideshare driver is not as simple. These injury cases can be complex, but there are options to seek compensation for your injuries. Contact Ligori & Ligori Attorneys at Law at our office in Tampa, Orlando, Ocala, Lakeland or Key West today if you have been injured in an Uber or Lyft accident to discuss your case.

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