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(813) 254-7119 First Party Claims

First-Party Claims Lawyer

Insurance premiums for your home, vehicle and other assets may be costly. However, they are the best way to protect your family and assets in the event of an accident or disaster. Floridians know exactly how devastating a natural disaster can be and how it can impact their lives. When you experience property damage from a hurricane, flooding or fire, you expect that your diligence in retaining insurance coverage will be rewarded with compensation for your losses. Unfortunately, some first-party insurance claims are denied or not paid in full by insurance companies.

What Is a First-Party Insurance Claim?

When you purchase property damage insurance, you are engaging in a contract with your insurance company. You agree to pay a set premium to the insurance company for coverage to replace your property in the event of a covered event. You are the “first-party” to be paid if a covered event damages your property. When you file a claim for a fire or storm damage to your home or business that will be paid directly to you as the insured person, you are filing a first-party insurance claim.

Insurance companies have teams of lawyers on their side and often find ways to short-change their customers when it comes to first-party property damage claims. They may offer a lower payout than what is covered by your policy or deny your claim altogether. Many insured property owners are victims of bad faith insurance interactions and are cheated out of thousands of dollars that are rightfully owed to them. If you have a first-party insurance claim that is denied or are offered a lower payout than expected, you need your own legal team to fight on your behalf.

If you are fighting to have your first-party property damage claim paid out by your insurance company in Florida, contact Ligori & Sanders Attorneys at Law to explore your legal options. We will assess your claim during a free consultation and give you competent legal advice on how to proceed.

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What Our Happy Clients say

4.7 / 5.0

Based on 21 reviews

I just wanted to take a quick time out to say something nice about Mr. Tim Sanders. This man spent an entire year handling my affairs like he was my personal friend. He went to bat for me, and I could tell he cared a great deal about me, my case directly, and he clearly takes a great deal of pride and integrity into his work. You hear a lot of negative about lawyers in this world. Tim, was a tireless worker to get me what I deserved. This guy does his living from the heart. I made a really great choice when I called Tim. My wife and I are so thankful we did.

Brandon L.

My experience with Ligori & Sanders was excellent. Their attention to detail and genuine concern for my situation showed that they truly cared about me as a client. The staff was professional, knowledgeable, and kept me informed throughout the entire process. I would highly recommend Ligori & Sanders to anyone needing help and direction after an auto accident.

Alisabeth S.

Ligori & Sanders is an amazing law firm. The employees take time with you to make sure that you truly understand the details of your case and why things are done a certain way to produce the best results. When calling, I always spoke to a person and on the off chance that a message was left, I received a return call promptly. I highly recommend Ligori & Sanders.

Michael J.

Mr. Ligori's firm took the time to explain the legal process and find another attorney in another county. If this law firm can go the extra distance for not even their client, imagine the dedication and expertise if you were their client.

Angela K.

I got into an auto accident and hired Mr. Sanders to represent me a couple weeks later after my insurance company’s lackluster performance to help get me back to normal. I was nervous, this was my first accident with injury and I had never hired a lawyer before. Well let me say, my expectations were met and exceeded, every step of the way. Ligori and Sanders were focused on me and my health. They were polite, prompt, and went to bat for me when the insurance company was not. Not only would I recommend Ligori and Sanders to anyone who needs them, I would insist.

Stephen H.

I have truly found great, honest and hard working attorneys....at this firm, Ligori and Sanders they are passionate to get the best results for their clients...my experience has been great...

Maggie R.